GROUP Life INSURANCE

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Group life insurance is typically provided by an employer and covers all employees of the company.  Group life insurance plans offer advantages for both workers and employers. Here's a brief overview:

1. Employee Coverage: Group life insurance provides employees with life insurance coverage as part of their employment benefits, often at a lower cost than individual policies.
2. No Medical Underwriting: In most cases, group life insurance doesn't require individual medical underwriting or exams, making it accessible to employees with pre-existing health conditions.
3. Affordability: Group rates are typically more affordable than purchasing individual life insurance, making it an attractive perk for employees.
4. Employer Contributions: Employers may contribute to or fully cover the cost of group life insurance, enhancing the overall compensation package and attracting top talent.
5. Simplified Administration: Group life insurance is easier to manage for employers since premiums are deducted directly from payroll, and coverage is standardized for all employees.

Why Choose M.S. Insurance?

Choosing the right life insurance policy is a significant decision, and we are here to make it easier for you.  Through a personalized consultation, we assess your specific requirements and financial situation.  Next, your needs will be tailored to the right product(s).  This process is followed by our research, mainly guided by our access to a multitude of experienced life insurance agents and business owners, as well as through LifeGuide® - an insurance research tool that enables financial institutions, brokers, advisors, agents, & lawyers to make informed insurance-related choices through analysis, comparison and research.

Group life insurance is a win-win for both employees and employers.  It provides essential coverage for workers while enhancing the benefits package offered by employers, contributing to employee satisfaction and well-being.  Maybe you are a new business owner looking to keep your employees satisfied, reach out to us by booking a free consultation or leaving a message on our home page for more information!